Write an Insurance Underwriter Resume That Shows Risk Judgment
Insurance underwriter resume example with authority limits, loss ratio and submission volume bullets, plus keywords and a guide to every section.
Example Insurance Underwriter summary
Commercial lines underwriter with seven years pricing middle market property, general liability and umbrella risks. Holds binding authority to two million per occurrence, reviews about forty submissions a month, and has kept the book loss ratio below the portfolio target for three straight years. Prices from ISO loss costs and five years of loss runs, and manages an eighteen-broker panel with quarterly appetite reviews.
Skills to list on a Insurance Underwriter resume
- Commercial lines underwriting
- Risk selection and appetite
- Loss run and claims analysis
- Exposure and experience rating
- ISO loss costs
- Schedule rating credits
- Binding authority
- Reinsurance and facultative referral
- Policy wording and endorsements
- Broker and agency management
- Portfolio loss ratio monitoring
- Guidewire PolicyCenter
- Duck Creek
- Regulatory filing compliance
What actually gets this resume read
- State your binding authority limit and the lines you underwrite, because that single fact places you at the right level instantly.
- Give submission volume, quote-to-bind ratio, hit rate and loss ratio on your book, the four numbers an underwriting manager checks.
- Name the classes of business you know well, contractors, habitational, manufacturing or transportation, rather than saying commercial lines only.
- Describe how you priced, whether by ISO loss costs, experience and exposure rating, schedule credits or a proprietary model.
- List the policy administration and rating platforms by name, for example Guidewire PolicyCenter, Duck Creek or Majesco, in your skills block.
- Include real designations such as CPCU or AU from The Institutes, with the completion status, since carriers screen on them directly.